I decided on Gap, and tapped on the deal to find maps and directions to the closest stores to my current location (powered by Google Maps). To earn credit back, it asked me to link a credit or debit card to the deal. Swagbucks doesn't charge the card, nor does it actually save the card info within the app: It simply associates the deal with the credit card I wanted to use, and uses bank level security to encrypt the information.
Once I stored the deal to my Swagbucks account, I continued to shop as usual. The whole process of finding a store and adding my card info maybe took two minutes. At checkout, I just used the linked credit card — I didn't have to launch the app or show the store associate anything else — and a few minutes later I got a notification from Swagbucks saying the transaction was successful and that my account was credited.
If you want to take advantage of more than one deal, or return to the same store and earn more Swag Bucks, you can, but you have to re-enter your credit card info and save each individual deal or transaction — which is a bit annoying, sure, but it's an extra security measure that should provide some peace of mind. I had no issue finding nearby stores in San Francisco, and Swagbucks' partnerships are nationwide.
Though it may take a little time to finally cash in your Swag for rewards, Swagbucks' wide-ranging partnerships and ease of earning rewards make it a worthwhile deal system if you're willing to take a few extra steps. Overall, though, I'd say it's worth it: Who doesn't like getting useful gifts at no extra cost?
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