Visa also hinted at another way to block this attack, but it again requires extensive merchant effort. “Visa also offers enhanced security using Verified by Visa based on the 3DSecure standard, which offers improved security for e-commerce transactions. The 3DSecure 2.0 specification was recently announced and Visa is actively developing Verified by Visa to incorporate the advances in security it offers,” Visa said. “Where a merchant chooses not to use Verified by Visa for a card not present transaction, they will assume the risk for fraud.”
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