T-Mobile ditched contracts two years ago, and like its competitors, the company has a variety of ways to upgrade to new smartphones.
The one sure-fire way to come out ahead financially without committing to a contract? Buy a cheap phone. If you don't need the latest snazzy iPhone or Galaxy, the carriers support significantly less expensive options. If you purchase a cheapie and hate it, you can always ditch it and buy something better when you have the cash.
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