By tokenizing data before submission to the merchant the consumer can be assured that even if hackers break through a system and gain access to a merchant's server, they won't be able to obtain any sensitive information. If this type of system is in place and a breach does occur, the business will be able to focus on the system flaw that allowed the breach, without worrying about consumer information being in the hands of fraudsters.
Highest level of protection
While there are a multitude of different bundles and software that can be used to fend against security breaches, nothing ensures the high level of protection for e-commerce that tokenization instills. This component recognizes that hackers can always potentially find a way into a system, which is why it morphs data as soon as possible and never allows it onto the retailer servers, making any stolen information useless. By providing this ability, processors not only take the lead with security, but also make themselves more marketable to retailers, because they are absorbing the responsibility of security breaches, removing the blame from brand servers.
Security is going to remain a hot topic as long as breaches continue to occur. Hackers aren't ever going to go away in the progressively digital age, but back-end processing technology can continue to fight by making it harder for them to walk away with the information they're looking for. Using e-commerce tokenization puts the best line of defense in front of payments technology, beating hackers at their own game.
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