How to turn on device passcodes on iPhone, iPad
It's not just within apps or on the iTunes App Store that kids can end up spending their parents' money without realising. In July, a 14-month-old girl accidentally purchased a car using the eBay app when she was playing with her dad's iPhone. In this case, to prevent a child from being able to access your iPhone or iPad at all, you'll want to set up a device passcodes.
To set up a passcode, go to Settings > General > Passcode Lock and tap 'Turn Passcode On.'
You can then choose your passcode. If you slide the 'Simple Passcode' slider to off, you'll be able to type a word rather than the default four-digit number to use as your passcode.
Create a new Apple ID
Having read all this advice, you might be thinking: "What about when I want to use my iPad?"
Apple recommends that, for children over 13, you should create an individual Apple ID for them to use. While this removes the nuisance of having to turn restrictions on and off every time you want to use it, you will need to switch from your Apple ID to your child's and vice versa. However, the benefit is that you can ensure that your child's Apple ID has no credit card on file, meaning there's no money for them to spend in the first place.
In order to switch between Apple IDs, you'll need to go to Settings > iTunes & App Stores and then tap on Apple ID to log out.
Give kids iTunes Gift Cards or iTunes Monthly Gift allowances
If you want to give your child a limited amount of money to spend on their own Apple ID, you can buy an iTunes Gift Card or Certificate from the iTunes Store for them to use.
Further still, you can set up an iTunes Monthly Gift to give your child a set amount of money to spend in the iTunes Store each month. The iTunes Monthly Gift can range from £5.00 to £30.00 in value, and can be cancelled at any time.
Of course, the other option is to keep your iPad or iPhone out of their reach completely.
Many parents have found themselves faced with enormous iTunes Store bills after letting their kids play with their iOS devices. In the US, 23 million parents are part of a class action settlement regarding in-app purchases. They are able to apply for compensation from Apple until next year.
While there have been some extreme cases in the UK that saw parents refunded by Apple after their kids downloaded expensive apps and in-app purchases, not everyone gets compensation, so your best bet is to try and prevent it from happening in the first place, by following this advice.
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