Want to earn even more cash back? Use Plink, a rewards program that links to your credit or debit card and gives you points for making purchases--online or offline.
Plink is simple to use. Just sign up for a free account and link your debit or credit card (you can only link one card, so choose the one you use most often). Once you've linked a card, all you have to do is...buy things using that card.
You'll only earn Plink Points when you make qualifying purchases at partnered retailers, but you don't really have to think about it--it'll automatically be tallied up on your Plink account when you use your card to check out. Plink is partnered with more than 50,000 retailers, including American Airlines, Gap, Sears, and Staples.
What's nice about Plink is that it stacks on top of other rewards programs--even your credit card rewards program. In other words, you can use it while you shop through Ebates, FatWallet, or Swagbucks, and still earn that cash back. Plink Points can be redeemed for gift cards from stores such as Amazon, Barnes and Noble, iTunes, and Walmart, and you can also use the points to get airline miles on select airlines.
Plink is incredibly easy to use, but its main drawback is that you do have to surrender your bank credentials in order to link your card. During the sign-up process, Plink will ask you to sign in using your online banking password--which might cause some people to be alarmed.
The company assures us that all login credentials are securely encrypted with the same technology used by PayPal and Mint.com, and that no Plink employees are able to access any of the credentials.
Plink won't be offering anything special for Black Friday, but the sites will help you earn some extra cash if you happen to make any qualifying purchases during your holiday shopping spree.
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